Real Irish Businesses. Real Funding Wins.

Every business has its own story.

Sometimes that story includes a moment when cash becomes tight, plans change, or a lender’s structure no longer fits. That is where we come in. Our role is to help business owners find the right funding so they can keep moving forward.

Here are a few recent examples of clients we have helped.

A manufacturing client who needed room to breathe

A manufacturing company we have known for several years had invested heavily in creating a new product. Their invoice finance provider offered an additional short-term facility to assist, but the repayment schedule became difficult to manage.

The pressure on cash flow was slowing progress.

We arranged a new loan over a longer term that was separate from their invoices. It provided stability and working capital so they could return their focus to production and sales.

Sometimes it is not about securing more finance. It is about securing the right type of finance.

The client later left this 5-star review:

“Excellent and fast response from Rupert, great knowledge as to what options are out there, highly recommended.”

An advertising firm that needed a fairer approach

A growing advertising business approached us to finance new digital display screens. Their bank was not interested, most likely because some lenders are hesitant to fund technology assets. The owner was also clear that a personal guarantee was not an option.

We identified a specialist non-bank lender who understood the business model and approved the loan with no personal guarantee required.

The company has since expanded its network of screens and continues to grow with confidence.

A pub and venue preparing for the busy season

A well-known pub and live venue contacted us before their busiest time of year. They needed to purchase additional stock but did not have the most recent accounts required for a traditional term loan. Their merchant cash advance provider had already reached its limit.

We sourced a flexible short-term loan that met their needs quickly. The funding allowed them to stock up, prepare for the season, and focus on trading.

That additional support turned a potential challenge into a strong finish to the year.

Each of these clients had a different challenge. What they shared was the need for a funding solution that suited their situation.

At BusinessLoans.ie, we take the time to understand every client’s business and match them with suitable lenders across Ireland’s non-bank market.

If your business could benefit from flexible, practical funding, we would be pleased to assist. Call the BusinessLoans.ie team on 01 55 636 55 or APPLY HERE.

Don’t Wait Until You’re Desperate: What a £4.1 Billion Founder Can Teach Irish SMEs About Business Finance

Richard Harpin, the British entrepreneur who built and sold HomeServe for £4.1 billion, recently shared a simple but powerful lesson:

"Never raise money when you’re desperate. Raise when you have momentum, not when you’re running out of cash."

At BusinessLoans.ie, we see this play out every day.

Irish business owners often wait until things are tight—cash is low, payments are late, and pressure is mounting—before seeking finance. But that’s the worst time to negotiate a good deal.

Instead, smart businesses secure funding when things are going well—when they have traction, confidence, and options.

Why timing matters

Raising finance when you’re in a strong position gives you three key advantages:

1. Better terms and more lender options
Lenders respond well to confidence. When your accounts are healthy and you’re trading steadily, you’ll qualify for faster approvals, lower rates, and higher loan amounts.

2. Flexibility to repay early
Many unsecured loans we arrange come with no early repayment penalties. That means you can borrow for 36 months and pay it off early if your cash flow improves—saving interest along the way.

3. Freedom to seize opportunities
With cash in place, you can act quickly on growth opportunities—whether that’s bulk-buying stock, hiring staff, expanding premises, or investing in equipment.

Use funding as a tool, not a last resort

Too often, Irish SMEs view finance as something to turn to only when things go wrong. But in reality, funding should be used proactively to protect cash flow and support growth.

That’s where we come in.

At BusinessLoans.ie, we help business owners across Ireland access unsecured loans, revenue-based finance, and asset finance—with no upfront fees and fast decisions.

Our job is to show you what’s possible—before you need it.

Find out how much your business could borrow today.
No pressure. No commitment. Just straight answers and funding options that work for you.

Call the BusinessLoans.ie team on 01 55 636 55 or APPLY HERE.

The Irony of Business Lending (And What to Do Instead)

“A bank is a place that will lend you money if you can prove that you don’t need it.”
– Bob Hope

If you’ve run a business in Ireland for any length of time, chances are you’ve come up against this irony yourself.

You finally decide it’s time to invest in stock, equipment, hiring, or even just ease cash flow — and what does the bank say?

“Come back when you have 2 years of perfect accounts, positive net profits, and six months of flawless bank statements.”

It’s frustrating, especially when you know your business has potential — just not the paperwork to match.

Why Traditional Banks Often Say No

Banks aren’t designed for speed or flexibility. Their rules are shaped by regulation, risk committees, and standardised scorecards. So even healthy businesses can be turned away for reasons like:

• Late filing or unaudited accounts

• A dip in profits (even if temporary)

• Being a relatively new business

• Needing “too little” or “too much”

• Directors with some Central Credit Register history

• Seeking funds on short notice

In short, banks often lend to those who don’t urgently need the money.

But most real businesses operate in the opposite reality — opportunities (and cash flow issues) appear fast. You either move on them or miss them.

What to Do Instead

That’s where non-bank lending comes in.

At BusinessLoans.ie, we connect Irish SMEs with alternative lenders who look at your business differently. They care about:

✅ What you’re doing now
✅ What your turnover looks like
✅ Whether your cash flow supports a loan
✅ Where the opportunity lies

They’re faster, more flexible, and open to businesses that don’t tick every box.

We regularly help clients who:

• Were turned down by their bank

• Needed funding within days, not weeks

• Had gaps in accounts or imperfect credit

• Wanted smaller or shorter-term loans

• Didn’t want to give a personal guarantee

And often, they’re surprised how much they can qualify for — and how easy the process is.

The Bottom Line

You shouldn’t have to prove you don’t need money to get approved. That’s not how real business works.

If you’re an Irish business owner trying to grow, stay ahead of costs, or just manage the ups and downs — don’t wait until the paperwork is “perfect.”

Explore your options now (with no obligation):
👉 Check funding availability

We’ll match you with the right lender, explain your options clearly, and help you move fast — without the usual runaround.

Final Thought

Business owners don’t need more hoops to jump through. They need fast answers, flexible funding, and a bit of fairness. That’s what we’re here to offer.

Got a question?
We’re happy to chat — even if you’re just exploring your options. Call the BusinessLoans.ie team on 01 55 636 55.