I took a call recently from a meat wholesaler who had been through a tough spell.
Some of his hospitality clients had closed down, leaving him with bad debts and accounts that were tight on profit. Banks weren’t interested in helping.
But the core business was solid — some funds tied up in stock, more owed by debtors, and new opportunities to buy discounted stock if he could move quickly.
Invoice finance didn’t suit him. He shared past frustrations — not just his own, but also his customers' — with how invoice finance had worked (or hadn’t) in real-world conditions.
We listened.
We organised a flexible repayment loan that works in sync with his cash flow. Open banking helps automate repayment pacing. The loan will be cleared over 12 months, and he has the option to top up once it's halfway paid.
Now he’s back to focusing on quality products — not cash flow stress.
This is exactly why we built BusinessLoans.ie — to back real Irish businesses run by good people, even when the numbers aren’t perfect on paper.
If your business is in the food, trade, or hospitality supply chain and needs some breathing room, call us on 01 55 636 55 or APPLY HERE.