If you run a small construction company in Ireland, you’ve probably noticed how hard it can be to get the funding you need—especially when you're not building 100 houses or working with a local authority.
At BusinessLoans.ie, we specialise in helping builders like you access fast, flexible finance—without long delays, complicated paperwork, or rigid bank criteria.
Not a Big Developer? That’s OK.
A recent government review of House Building Finance Ireland (HBFI) highlighted that the agency should focus on smaller developers and regional projects, rather than competing with private lenders on large-scale schemes.
That creates more room for businesses like yours to work with trusted, private finance partners—like us.
We work with small construction firms and contractors all over Ireland to help them:
Buy machinery, tools or vehicles
Bridge cashflow gaps between projects
Fund deposits for land or new builds
Take on bigger jobs with confidence
Refinance or consolidate existing loans
Whether you're building new homes, converting properties, or just need working capital to move forward, we’ll help you find the right finance to keep your business growing.
What We Offer for Construction Businesses
We provide a range of loan options tailored to construction firms and small developers.
Unsecured Business Loans
No property or equipment needed as security. These are ideal for general working capital, hiring, materials, and other operational needs. Terms are flexible and decisions can be made quickly.
Bridging Loans
Short-term finance for time-sensitive needs—like securing a site before planning comes through, or accessing cash while waiting for a staged payment. Also useful for one-off property deals or when you need to act fast.
Secured Loans
If you’re buying equipment, vehicles, or land, secured loans offer lower rates and higher limits. We work with lenders who understand the sector and can move quickly on deals that make sense.
Who We Help
We mostly work with:
Builders working on small-to-medium residential projects
Contractors doing refurbishments, extensions, or conversions
Developers working in regional towns or rural areas
Business owners who need finance but don’t tick all the bank’s boxes
Our clients are often in the same position: good opportunities, strong experience, and reliable income—but struggling to access the funding they need on the timeline that suits the job.
Build Without the Bottlenecks
Even though the Irish lending market has matured, many construction SMEs still find it difficult to access practical, timely finance. That’s where we step in.
We’re not a bank. We’re here to help you navigate the different funding options—unsecured, secured or bridging—so you can make smart decisions and keep your projects moving.
Get in Touch
If you’d like to see how much funding you could access, we’d be happy to review some options for you—no obligation, no jargon.
Call the BusinessLoans.ie team on 01 55 636 55 or APPLY HERE.
